Visit our dedicated small business restructuring site for small business owners facing financial distress.

Resources & Tools
"We are a conduit to taking weight off shoulders and reducing the stress that comes from having to rebuild finances and a future."
Welcome to our resource library filled with useful links to assist your journey. Use the filters to narrow down your options.
Or click here to view some useful tools.
Sole Trader Bankruptcy in NSW: Complete 2025 Guide by Licensed Trustee
A complete guide to bankruptcy for sole traders in NSW by licensed trustee Thyge Trafford-Jones: eligibility, the process, what happens to assets, and the alternatives worth considering first.
Advice Type:
Bankruptcy, Sole Trader
Provider Type:
TTJ Advisory
ATO's Directors Penalty Notice Information
Under the Director Penalty Regime, directors carry personal liability for their company's unpaid PAYG withholding, GST, and superannuation contributions. If obligations go unreported or unpaid, the ATO can issue a Director Penalty Notice—and in some cases, personal liability cannot be avoided even if the company enters administration or liquidation. The earlier action is taken, the more options remain available. Contact TTJ Advisory for assistance with DPNs.
Advice Type:
Small Business, Tax, Sole Trader, Financial Planning
Provider Type:
Government
AFSA's Guide on Personal Bankruptcy and Company Liquidation
Advice Type:
Small Business, Bankruptcy, Debt Agreements, Insolvency
Provider Type:
Government
AFSA's Guidance on Bankruptcy and Tax Returns
This AFSA page details the responsibilities for submitting past and future tax returns, explaining how these filings are handled once you're under the bankruptcy umbrella.
It also has a downloadable form ADVISE OF TAX RETURN if you choose to use an OFFICIAL TRUSTEE as your trustee.
Advice Type:
Bankruptcy, Tax
Provider Type:
Government
Deciphering A Credit Report
The OAIC's plain-language guide to credit reporting explains what information appears on your credit report and how long each entry stays. Useful reading for anyone managing debt, rebuilding their credit history, or trying to understand how financial decisions affect their creditworthiness over time.
Advice Type:
Debt Agreements, Financial Planning, Legal Advice
Provider Type:
Government
Do you qualify for Small Business Restructuring Solutions?
Would you prefer to restructure rather than liquidate?
Can you reasonably expect your creditors to agree to a restructuring plan?
Are your financial records accurate and up-to-date?
Are your total liabilities under $1 million?
Are your BAS and tax returns up-to-date?
Have you paid all wages, super, and other entitlements that are due?
Have your directors stayed clear of any SBR or Simplified Liquidation process in the past 7 years?
Do you want to keep your business running during and after restructuring?
Are you after a streamlined process that wraps up in 20 business days?
Is your business facing financial trouble but has a chance of bouncing back with the right help?
Next Steps
If you ticked most of these boxes, reach out to us to get the ball rolling.
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