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Visit our dedicated small business restructuring site for small business owners facing financial distress.

Guide to Business Restructuring Services in Sydney

• Summary

• In This Guide

Facing financial pressure? TTJ Advisory provides expert business restructuring services in Sydney, helping companies navigate distress, reduce costs, restructure debt, and implement turnaround strategies. Led by licensed insolvency practitioner Thyge Trafford-Jones.

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  • Business Restructuring Services in Sydney

  • Industries We Specialise In:

  • Why Choose TTJ Advisory for Business Restructuring?

  • The Business Restructuring Process

  • Comparison: TTJ Advisory vs Other Sydney Firms

  • Current Market Context (2025)

  • FAQ's

  • Free Consultation Available

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Our Business Restructuring Services in Sydney


1. Small Business Restructuring (SBR)

For businesses with liabilities under $1 million, we provide streamlined restructuring that lets you:

  • Maintain control of your business

  • Develop a restructuring plan in 20 business days

  • Negotiate debt compromise with creditors

  • Avoid liquidation or voluntary administration

  • Success rate: 78% of plans approved


2. Voluntary Administration

When immediate protection is needed:

  • Moratorium on creditor actions

  • Business continues trading under administration

  • Assessment of viability and options

  • Deed of Company Arrangement (DOCA) negotiations

  • Potential return to director control


3. Safe Harbour Advisory

Protect directors from insolvent trading claims:

  • Develop restructuring plan while trading

  • Document decision-making process

  • Engage with stakeholders strategically

  • Maintain confidentiality during planning

  • Expert certification of process


4. Informal Turnarounds

For businesses not yet in crisis:

  • Cash flow restructuring

  • Cost reduction strategies

  • Creditor payment arrangements

  • ATO debt negotiations

  • Operational improvements

  • Strategic pivots and exits


5. Creditor Negotiations

Professional representation with:

  • Australian Taxation Office (ATO)

  • Major banks and lenders

  • Trade creditors and suppliers

  • Landlords and lessors

  • Employee entitlement negotiations


Industries We Specialise In:

Construction & Building

  • Progress payment disputes

  • Subcontractor management

  • Security of payment issues

  • Project cash flow restructuring

Hospitality & Retail

  • Lease renegotiations

  • Seasonal cash flow management

  • Inventory restructuring

  • Multi-site rationalisations

Professional Services

  • Partner exits and disputes

  • Work-in-progress management

  • Client concentration risks

  • Fee recovery strategies

Manufacturing & Wholesale

  • Supply chain restructuring

  • Inventory optimisation

  • Equipment refinancing

  • Export market challenges


Why Choose TTJ Advisory for Business Restructuring?

Our Credentials

  • Licensed Insolvency Practitioner - ARITA member

  • Registered Liquidator - ASIC registered

  • AFSA Bankruptcy Trustee - Federal registration

  • 20+ Years Experience - Sydney market specialist

  • Boutique Firm - Personalised, director-focused service

Our Approach

Unlike larger firms that treat you as a case number, TTJ Advisory provides:

  1. Direct Partner Access - Work directly with Thyge Trafford-Jones

  2. Rapid Response - Same-day consultation for urgent matters

  3. Practical Solutions - Focus on business preservation where viable

  4. Transparent Fees - Clear pricing, no hidden charges

  5. Confidential Process - Discreet handling of sensitive matters


The Business Restructuring Process

Step 1: Initial Assessment

  • Free confidential consultation

  • Review financial position

  • Identify immediate risks

  • Discuss all available options

  • Provide initial strategy

Step 2: Engagement

  • Formal appointment if required

  • Stakeholder notifications

  • Stabilise operations

  • Implement cash controls

  • Begin creditor communications

Step 3: Analysis

  • Detailed financial review

  • Business viability assessment

  • Options analysis

  • Restructuring plan development

  • Stakeholder consultation

Step 4: Implementation

  • Execute chosen strategy

  • Negotiate with creditors

  • Manage stakeholder relations

  • Monitor progress

  • Adjust approach as needed

Step 5: Resolution

  • Complete restructuring

  • Return control to directors

  • Establish monitoring framework

  • Provide ongoing support

  • Document lessons learned


Comparison: TTJ Advisory vs Other Sydney Firms

Service Aspect

TTJ Advisory

Large Firms

Debt Consolidators

Initial Consultation

Free

Often charged

Free but sales-focused

Practitioner Access

Direct partner contact

Junior staff managed

Call centre model

Formal Appointments

✓ Full service

✓ Full service

✗ Cannot provide

Small Business Focus

✓ Specialist

Often too small

✓ But limited options

Response Time

Same day

2-3 days typical

Immediate but scripted

Fee Structure

Transparent, fixed where possible

Hourly rates

Commission-based

Sydney Office

✓ CBD location

✓ Multiple offices

Often interstate


Current Market Context (2025)

Why Sydney Businesses Are Restructuring Now

Sydney businesses face unprecedented challenges requiring professional restructuring support:

  • Rising Interest Rates - RBA rate increases impacting loan serviceability

  • ATO Enforcement - Director Penalty Notices and wind-up applications increasing

  • Cost Pressures - Energy, wages, and rent increases squeezing margins

  • Supply Chain Issues - Ongoing disruptions requiring operational pivots

  • Market Shifts - Post-pandemic consumer behaviour changes


Frequently Asked Questions

How much does business restructuring cost?

Initial consultations are free. Formal appointment fees vary based on complexity but we provide fixed quotes where possible.

How long does restructuring take?

  • Small Business Restructuring: 20 business days to develop plan

  • Voluntary Administration: 25-30 business days typically

  • Informal workouts: 2-6 months

  • Safe harbour planning: 3-6 months

Can I keep running my business during restructuring?

Yes, in most cases. Small Business Restructuring specifically allows continued director control. Even in voluntary administration, businesses often continue trading.

Will restructuring affect my personal assets?

Depends on personal guarantees and director loans. We assess exposure and implement strategies to protect personal assets where possible.

What's the difference between restructuring and liquidation?

Restructuring aims to save the business through debt compromise, operational changes, or formal arrangements. Liquidation winds up the company permanently. We always explore restructuring first.

Take Action Today - Free Consultation Available

Early intervention dramatically improves outcomes. The sooner you seek professional restructuring advice, the more options remain available.


Warning Signs You Need Restructuring Help:

  • Unable to pay tax obligations on time

  • Creditor pressure increasing

  • Cash flow consistently negative

  • Lost major customer or contract

  • Personal guarantees being called

  • Considering closing the business


Book Your Free Consultation Now


What Happens in Your Free Consultation?

  1. Confidential Discussion - Your situation remains private

  2. Options Overview - All restructuring alternatives explained

  3. Risk Assessment - Immediate threats identified

  4. Strategy Outline - Preliminary action plan provided

  5. Fee Transparency - Clear costs for any formal engagement

  6. No Obligation - Decision to proceed is yours


Related Services & Resources

Other TTJ Advisory Services


Educational Resources


About TTJ Advisory

TTJ Advisory is Sydney's specialist insolvency and restructuring practice, led by Thyge Trafford-Jones, a licensed insolvency practitioner with over 20 years' experience helping Australian businesses navigate financial distress.


Our Mission

To provide expert, ethical, and empathetic restructuring solutions that preserve value, protect stakeholders, and give business owners the best possible outcome during challenging times.


Professional Memberships

  • Registered Liquidator

  • Registered Small Business Restructuring Practitioner

  • Registered Bankruptcy Trustee.

  • Australian Reconstruction, Insolvency & Turnaround Association

  • CPA Australia.

  • Justice of the Peace

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Service Areas

While based in Sydney CBD, we service all or Australia and metropolitan areas including:

  • North Shore & Northern Beaches

  • Eastern Suburbs

  • Inner West & Western Sydney

  • Southern Sydney & Sutherland Shire

  • Greater Western Sydney

  • Central Coast (by appointment)


Disclaimer: This information provides general guidance on business restructuring options in Sydney. Each situation is unique and requires professional assessment. Formal insolvency appointments are governed by the Corporations Act 2001 and must be conducted by registered practitioners. Contact TTJ Advisory for advice specific to your circumstances.

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