top of page

Visit our dedicated small business restructuring site for small business owners facing financial distress.

Debt Solutions for Individuals and Sole Traders

TTJ Advisory specializes in providing tailored debt solutions for individuals and sole traders facing financial challenges.

 

Our services, including bankruptcy support, personal insolvency agreements, and deceased estate management, are designed to guide you through financial distress with professionalism and care.

 

With our expertise, we can help you navigate complex financial situations, offering debt solutions that are both effective and compassionate. Take the first step towards financial clarity—contact TTJ Advisory today.

The first step is to get the right advice so you can turn things around fast.

We believe that the course to overcoming adversity is navigated with knowledge, support, and actionable strategies tailored to your unique circumstances.
Working in the Warehouse

How we can help individuals.

Holding Image 2 TTJ
Holding Image 3 TTJ

Director Penalty Notices

We help directors navigate the complexities of a DPN.

Holding Image 2 TTJ
Holding Image 3 TTJ

Personal Insolvency Agreements (PIA)

Manage your PIA efficiently with our trustee services.

Holding Image 2 TTJ
Holding Image 3 TTJ

Bankruptcy Services

Navigate bankruptcy smoothly with our professional guidance.

Holding Image 2 TTJ
Holding Image 3 TTJ

Deceased Estates

Handle deceased estates with precision and empathy.

Holding Image 1 TTJ

Director Penalty Notices

As a company director, your responsibilities are significant and diverse, encompassing the management of your company's operations, finances, and compliance with legal obligations. One critical aspect that can have profound implications is the Director Penalty Notice (DPN) issued by the Australian Taxation Office (ATO).

Understanding and effectively managing DPNs is crucial to safeguarding your personal financial future.

Find Out More
Holding Image 1 TTJ

Personal Insolvency Agreements (PIA)

As a bankruptcy trustee we play a crucial role in managing a Personal Insolvency Agreement (PIA) within Australian law. We are responsible for overseeing the entire process, from the initial assessment of the debtor’s (your) financial situation to the final implementation of the agreement.

Find Out More
Holding Image 1 TTJ

Bankruptcy Services

Engaging a trustee in a bankruptcy scenario ensures that the process is handled efficiently, legally, and with a professional approach.

With TTJ advisory by your side, we can provide you with a structured pathway through the complexities of bankruptcy, ensuring that all legal, financial, and administrative aspects are appropriately managed.

Find Out More
Holding Image 1 TTJ

Deceased Estates

At TTJ Advisory, we understand the complexities that come with managing a deceased estate, particularly under the challenging circumstances of insolvency. As your appointed bankruptcy trustee, we are committed to handling every aspect of the estate with precision and empathy, prioritising the needs and rights of all creditors involved.

Find Out More

Browse TTJ's
Tools & Resources

Holding Image 4 TTJ

Our Myths & Facts bankruptcy guide serves as your compass, helping to steer clear of common misunderstandings and chart a course towards financial recovery.

Bankruptcy
Myth-buster

Holding Image 4 TTJ

Is your business facing financial challenges? Discover how Small Business Restructuring (SBR) can help you reduce debt by up to 80% and keep your business operational.

SBR eBook for Small Business Owners

Holding Image 4 TTJ

Small Business Restructuring can help your clients slash debts by up to 80%, unlock tax relief and future-proof their businesses. This eBook offers a step-by-step guide to SBR.

SBR eBook for Accountants

Holding Image 4 TTJ

Director Penalty Notices (DPNs) can have serious financial consequences, holding directors personally liable for unpaid company tax debts. This eBook explains how to respond, and strategies to protect your assets.

DPN eBook for Directors

Holding Image 4 TTJ

Insolvency is tough, but it's not the end. With the right guidance and a proactive approach, you can navigate through this and emerge stronger.

Insolvency
Fact-checker

Holding Image 4 TTJ

Complete guide to bankruptcy for sole traders in NSW. Licensed bankruptcy trustee Thyge Trafford-Jones explains eligibility, process, asset protection & alternatives

Sole Trader Bankruptcy in NSW: Complete 2025 Guide by Licensed Trustee

Holding Image 4 TTJ

Find out how TTJ Advisory provides expert business restructuring services in Sydney, helping companies navigate distress, reduce costs, restructure debt, and implement turnaround strategies. Led by licensed insolvency practitioner Thyge Trafford-Jones.

Guide to Business Restructuring Services in Sydney

Slide to browse >>>

Filter Resource Content

Frequently Asked Questions

Read Our Blog

Choose FAQ Category Below

  • 01
  • 02
  • 03
  • 04
  • 05

Contact Us

What best describes you?
bottom of page